Finance With Doug

Football is more than just a sport; it’s a global community that brings people together. From the early days of football, clubs have been central to connecting fans, building communities, and fostering a sense of belonging. Over the years, football clubs have evolved not only as athletic organizations but also as hubs for social and cultural engagement. The Early Days of Football Clubs Football’s roots date back to the mid-19th century, with clubs forming in the United Kingdom and soon spreading worldwide. The first football clubs, like Sheffield FC (founded in 1857), were primarily made up of local men who gathered to play for fun. These early clubs provided a sense of camaraderie within their communities. However, as the sport gained popularity, so did the need for organized teams. Clubs like Manchester United, Liverpool, and Barcelona became prominent in the late 1800s, and their influence started to spread beyond just players. Fans, initially just locals attending games, became an ...

Maharashtra has been a hub of financial expertise, with many Chartered Accountants from the state making significant contributions to India’s economic and social development. These professionals have not only excelled in their fields but have also led transformative changes across industries, expanding India’s reach globally while strengthening its financial systems. Among these leaders, Abhay Bhutada and Kumar Mangalam Birla are particularly noteworthy. This article delves into how these leaders, alongside others, have helped position India for long-term success. Also Read: Abhay Bhutada’s Journey of Success and Giving Back Kumar Mangalam Birla Leading Global Expansion with Financial Wisdom TL;DR: Kumar Mangalam Birla is one of the most well-known names in Indian business. As the head of one of the largest conglomerates in India, Birla’s financial insights have been crucial in expanding the business to global markets. With his Chartered Accountancy background, he brings strong financi...

  When was the last time you did absolutely nothing? Not scrolling your phone, not planning tomorrow, not catching up on a show—just sat or lay still with no agenda. For most people, that idea feels foreign, even uncomfortable. But in a world obsessed with productivity, doing nothing might be one of the most powerful things you can do for your mind and body. Why We Struggle With Stillness We live in a culture where being “busy” is worn like a badge of honor. Our calendars are full, our minds race with to-do lists, and we often feel guilty if we aren’t “getting something done.” That guilt is understandable—many of us have been raised to associate rest with laziness. But constant motion leads to burnout, both physically and mentally. The brain is not designed to be on high alert 24/7. Just like your muscles need recovery after exercise, your mind needs moments of true pause. The Science Behind Doing Nothing Doing nothing isn't actually about inactivity—it’s about giving your bra...

Abhay Bhutada’s story is a compelling account of steady progress, entrepreneurial insight, and strategic execution. Coming from a modest background in Maharashtra, he has emerged as one of India’s most successful self-made individuals in the financial space. With a solid academic base in finance and a passion for transforming the status quo, Bhutada built his career on principles of innovation and long-term thinking. His ability to adapt quickly and lead from the front has helped reshape how NBFCs function in India. Through a combination of digital innovation and operational discipline, he has modernized lending processes at scale. Today, his net worth is believed to exceed ₹1,000 crore, placing him in an elite category of Indian business leaders. Where It All Started Abhay Bhutada’s journey began after he became a Chartered Accountant in 2009. He took up a role at Bank of India in 2010, working with SME finance. These early professional years gave him a firm grasp of credit evaluatio...

  Risk is one of the most misunderstood concepts in personal finance. People fear it, avoid it, and often miscalculate it. But ironically, it's the unwillingness to take calculated risks that poses the greatest threat to long-term financial stability. The very thing we’re trying to escape—uncertainty—is often what we invite by playing it too safe. Fear of losing money, fear of bad timing, and fear of being wrong frequently stop people from investing, switching careers, or exploring new opportunities. But rarely do we stop to ask whether that fear is grounded in reality or built on assumption. In the absence of real financial education, risk becomes a vague idea—something we associate with stock market crashes or failed businesses. It gets framed as danger. As a result, people confuse being cautious with being responsible. They delay investing for years, keep all their money in savings accounts, or stick to secure but stagnant options that barely beat inflation. This paralysis by fe...

  TL;DR Abhay Bhutada’s climb from a small town in Maharashtra to becoming one of India’s top business leaders reflects a deep sense of vision, focus, and social responsibility. With a net worth surpassing ₹1,000 crore, he has made a name for himself in digital finance and later used his platform to launch a foundation that supports educational equality and community development, especially in underserved areas. Coming from Latur, a less urbanized area of Maharashtra, Abhay Bhutada’s early environment wasn’t rich with opportunity. Yet, his disciplined nature and curiosity for finance pushed him to pursue a career in commerce. Earning the title of Chartered Accountant early in life gave him not only technical expertise but also insight into strategic business growth, governance, and the value of long-term thinking. This academic base became the launchpad for a career that would later transform parts of India’s financial sector. Also read - How Abhay Bhutada Built His Success and Cre...